• How much do I need to save in order to retire with the same lifestyle?
  
• How much should I save in my 401(k) plan and how should I invest my salary deferrals and company match?
  
• How much can I expect to receive from Social Security, my 401(k), and my pension?
  
• Do I have enough money to retire?
  
• Now that I'm retired how do I invest my money?
• What do I want to achieve-and what can reasonably be achieved-with my investment portfolio?
  
• How do I implement my plans?
  
• How do I find high-quality, low-cost, tax efficient investment opportunities, typically available only to large institutional investors?
  
• Will I be able to "stay the course" as I implement my strategy particularly at times when the overall market is distressed?
• How can I feel confident that I have the correct investment strategy?

As your investment advisor we would assist you in the design of an investment policy statement and portfolio based on the tenants of Modern Portfolio Theory. We would also be committed to providing you with an on going education.

As your investment advisor we work with you to:

• Design your investment policy statement including appropriate investment objectives.
  
  
• Construct a diversified passively managed portfolio designed to capture market returns.
  
  
• Provide access to no-load, institutional passive asset class mutual funds that provide what we believe are the best building blocks to implement MPT.
  
  
• Provide ongoing investment education (often weekly via email) that will enable you to "stay the course" as you implement your investment strategy.
  
  
• Plan college education for your children, transfer of wealth, and business exit strategies and insurance planning.